Retirement used to be synonymous with ending a career and, usually, with no longer working at all. However, recently more Americans are choosing to keep working after retirement. According to Bankrate, three quarters of Americans expect to work after retirement. Of the 75 percent who plan to keep working as long as possible, 39 percent plan to keep working because they like work; 32 percent plan to keep working because they need the money, and a few others plan to keep working for both reasons.
Because more Americans need the money or simply like their jobs, they are staying at their current jobs longer and avoiding complete retirement as long as possible. Others are leaving their stressful full-time jobs but choosing to work part-time to make a little money or just have something interesting to do. There are several types of jobs that are ideal for retirees, including the following five.
1. Consider staying at your same company
There are many crucial points to consider when planning for retirement, and hopefully whether or not you plan to keep working is something you have already thought of. If you enjoy your job, and the pay is worth it, you might want to look into working part-time in your same job, or at least within your company. Most companies want to retain good employees, so if you have been a loyal, hard-working employee, you might be able to work out a part-time plan with your boss. You could simply slash your hours but keep your same title. You also might be able to arrange a way to telecommute and only actually come into work occasionally. If you enjoy your job, it’s at least worth asking.
2. Try consulting
If you have a particularly marketable talent, like a law specialty, computer skills, advising skills, financial skills, or any number of other marketable skills, you can consider consulting work. You may be able to do something similar to what you did as a career, without having to put in the same amount of hours. Some companies actually prefer hiring consultants instead of full-time people because they only need help for a short time or don’t want to pay a full-time salary.
You have the advantage of choosing how much work you want to take on, although unless you want to use a staffing firm, you may have to do a lot of networking and reaching out to companies yourself. Companies like Staffing Consultants or PeopleQuest Staffing are just two examples.
3. Work for the government
If you choose to work for the government, you may be able to find a part-time job that is interesting and fulfilling. Many government jobs are seasonal or temporary, which means you will have more choices. USA.gov has many resources for retirees who want to keep working, including information on age discrimination. Because of the wide range of jobs that the government offers, you may have a better chance of utilizing the skills that you collected while in your career, if you take a job with the government. In addition, although you may have to move to get the job you want, you can apply to government jobs anywhere they are posted as long as you meet the requirements.
4. Turn a hobby into a job
Most retirees find that they have a much more flexible schedule than they did when they were working full-time. If you have always had an interest in a particular hobby, but never had the time to turn it into a job, post-retirement can be the perfect time. Some parents coach their children’s little league teams, or volunteer for several activities, that they could get paid for if they did them more regularly.
You could train to be a referee or umpire. You could also apply for a more regular coaching job if you have experience playing or teaching a certain sport. Many elementary, middle, and high schools employ outside coaches, as do some smaller colleges. If you like sports but you don’t want to be that involved, you could sell concessions or work at the box office. If you are able to enjoy something you love, like a particular sporting event, and also make money, then you might be very happy doing so.
5. Consider a retail job
If you’ve worked in a challenging and stressful job for a long time, you may be ready for something completely different. If you primarily want to keep working in order to see people daily, but you are not as concerned about the financial impact your job will have on your retirement income, then you can consider a retail job. Many people find certain retail jobs very relaxing, and many retail jobs have the added bonus of more flexibility than some more intellectually demanding jobs. If you enjoy books, consider working in a bookstore. If you are organized and like meeting people, you could apply at a clothing store. If you love food, you might work in a deli at a supermarket. Be aware though that some retail jobs are physically, emotionally, and intellectually demanding, so choose wisely based on your own interests.
Depending on your personality, there are many other jobs you might enjoy. Part-time teaching jobs can be a great way to keep working; if you qualify to act as an instructor, teacher’s aid, or substitute teacher, you might enjoy this type of work. Some people also enjoy working part-time in daycare centers, or working as after school aids or crossing guards. If you like talking to people, a customer service job might work for you as well.